1 / 17Lake viewWaterfront ▶ 3D flyover
4535 Mill Road17 photos
Lot0.08 acres
Annual taxes$2,977
OwnershipFreehold
Neighbourhood score8.1 / 10Walk & bike4.6 / 10Nearest lake20 mGolf5.9 km
ViewLake view, Mountain view
On the market68 days
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Lake viewMountain view

One of the last remaining freehold waterfront parcels on Okanagan Lake! This private piece of absolute paradise is quietly tucked away on picturesque Mill Bay in the Village of Naramata. Nearly 70 feet of waterfront with no visible neighbours on three sides. Community water and hydro are on the property, and a septic system has been installed. A permit for a 118 ft dock has also been approved. No building scheme or time restrictions. Potential for approximately 1,750 sq. ft. of living space. The current approved plans feature a 1,564 sq. ft. two-storey home, carefully designed to make the most of this rare waterfront lot. Sample floor plans and renderings are merely to help with vision, buyer can design what's most functional for them within 1000sqft footprint and up to two stories. Existing Bunkie on site to use while you design your build. Perfectly flat yard with southern exposure and surrounded by vineyards, orchards, and multi-million dollar homes. Beach to the South is uninhabited creating privacy as far as the eye can see, this is a truly rare and unique offering. No Vacancy Tax or short-term rental restrictions in Naramata. Seller would consider vendor financing OAC to help a buyer build their home. Call the Vantage Group today to learn more about this incredible opportunity to own your very own slice of Okanagan Lake waterfront. +GST

Highlights

  • Freehold waterfront lot on Okanagan Lake, about 20 m from the water, with nearly 70 feet of frontage per the listing.
  • Municipal water and hydro are on the property, and a septic system has been installed, per the listing.
  • A permit for a 118 ft dock has been approved, per the listing.
  • Per the listing, there is no building scheme or time restriction, and no vacancy tax or short-term rental restrictions in Naramata.
  • Town centre Naramata is 1.2 km away and Naramata Elementary School is 1.3 km away.

Things to check

  • Ask the City what the approved two-storey plans allow, including the 1,000 sq. ft. footprint, and why the listing shows both 1,564 sq. ft. and about 1,750 sq. ft.
  • Ask for copies of the dock permit and the septic installation records.
  • Ask whether the existing bunkie is permitted and what it can be used for.
  • Ask for the specific terms of the vendor financing offer, which the listing says is subject to approval.

Sean Phillips’s notes from the listing and public information. Not part of the MLS® listing. Please confirm anything important.

10.0
Lakes & beachesOkanagan Lake
20 m
2.8
Parks & trailsSun-Oka Beach Park
4.9 km
10.0
Shops & servicesTown centre: Naramata
1.2 km
8.5
HospitalPenticton Regional Hospital
13.9 km
8.0
Rec centreHarold Simpson Centre
5.5 km
9.4
SchoolsNaramata Elementary
1.3 km
GolfSumac Ridge Golf Course
5.9 km
Ski hillCrystal Mountain Resort
31.3 km

Overall neighbourhood score 8.1 / 10; walk & bike score 4.6 / 10, from how close the nearest school, park or trail, rec centre and town centre are. Scores and distances are Sean Phillips’s own straight-line measures from this home to public B.C. map data. They are not part of the MLS® listing; driving distances are longer, so please check anything that matters to you.

Price
$1,199,000
MLS® number
10397726
Property type
Lot / land
Ownership
Freehold
Lot size
0.08 acres
Annual taxes
$2,977
Community
Naramata Village, Naramata
View
Lake view, Mountain view, Valley view, View of water, View (panoramic)
Lot features
Level lot, Irregular lot size
Water
Municipal water
Utilities
Water
Thinking of buying? Make sure you can sell first.How subject-to-sale offers work, and how to get pre-approved so you know your budget.Learn how →Get pre-approved →

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Listing information is provided by Vantage West Realty Inc. through the REALTOR.ca DDF®. It is deemed reliable but not guaranteed accurate and should be independently verified. Last updated 2026-10-23.

$1,199,0004535 Mill Rd